Your Local Storm Damage Restoration Specialists in Inland Northwest
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Storm Damage Roof Replacement and Restoration in Inland Northwest
When storms strike, your roof’s integrity is put to the test. Apex Roofing is here to help you when you need us most. We understand the unique challenges your roof faces and the urgency of repairs. From shingle replacements to comprehensive restoration, our team is ready to restore your roof’s strength and your peace of mind. With years of experience, we know how to navigate insurance claims process and get your roof back to its watertight state. Contact us today and we’ll be there to ensure your roof is ready to weather the next storm.
Insurance Claims Assistance
Spokane and Coeur d’Alene Hail Damage Roof Replacement Services
Hail can wreak havoc on roofs. Those seemingly harmless ice pellets can cause significant damage, leading to weakened shingles, leaks, and compromised structural integrity. With Spokane and Coeur d’Alene’s history of hail patterns, our expert team is well-versed in addressing hail-related issues promptly and effectively, safeguarding your home from further harm.
Wind Damage
Frequently Asked Questions
Will My Roof Replacement be fully covered?
Apex Roofing will always try to get as much coverage as possible for our customers, but we cannot guarantee approval for full coverage every time. Each insurance company is different in its coverage guidelines of weather-related damages. Similarly each homeowner’s individual insurance policies have differing coverage.
However, by conducting detailed inspections of your roof, providing detailed evidence of damages and submitting appropriate documentation of building code requirements, we work to build a strong case for a full roof replacement of your roof.
How long will it take to know how much damage is covered?
Insurance companies are constantly receiving weather-related claims across the country. A strong windstorm in the Pacific Northwest can create hundreds of wind-related claims that flood the insurance companies at a time when they are dealing with hurricane-related claims over on the East Coast.
Typically, the minimum amount of time to hear back on an insurance claim is 7-10 business days. However, this timeframe can be greatly extended if there are several extreme weather events happening at once. At the peak of storm seasons, it may take as long as 4-6 weeks to hear back from your insurance company. Apex Roofing is always diligent to follow up with your insurance adjuster to provide any additional information and obtain updates of the status of the claim review.
What happens if my roof is not fully covered by insurance?
How much will I have to pay out of pocket?
If an insurance claim is filed and full coverage is provided by your insurance, your only out of pocket expense for a new roof will be your deductible, unless you opt for upgrades, which will be a cost incurred by you.
If you don’t have code upgrade coverage on your policy, you may be required to pay out of pocket for code requirements, such as replacement of bad sheathing or installation of ice and water barrier. In this case, we will discuss your approval, these potential costs and your options with you before any work is started.
What are some common terms used in insurance?
- The Replacement cost (RCV) is the full cost of the repair/replacement that your insurance company deems needed to replace your roof.
- Depreciation (DEPREC) is the decrease in fair value of your roof due to age. Depending on your policy, this amount may or may not be recoverable. Depreciation is paid when incurred – in other words, after the roof is completed.
- Deductible is the amount the insurance policies requires the policy holder to pay applicable to a claim made under a specific policy.
- The Actual Cash Value (ACV) is the amount is the value of your roof as it stands today. This is determined by taking the RCV and deducting the age and condition of the roof (the depreciation).
- Code Upgrades are items that may not have been a construction requirement before but are a requirement currently. Code Upgrades are paid when incurred. Not all policies include code upgrades and you may have to come out of pocket to pay for these items.
How does payment work with insurance?
Apex Roofing
15407 East Mission Avenue # 203, Spokane Valley
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From the first moment of contact with Apex, I sensed the experience of working with them would be positive...and it was more positive than I expected. The initial contact, Kurtis (the sales rep) spoke openly and directly to me, outlining … More all the costs and possible extras. He took the time to look closely at the roof, at the leaks in the house and garage, and at the point where the garage met the house. Of the five bids I received, Apex wasn't the lowest, but in combining the cost and my comfort with the staff/professionalism, Apex was by far the best overall choice. We agreed on a date and time and roofers showed up as expected and began work immediately. Polite, hardworking folks. When the work was finished the team cleaned up, and the sales agent came by to conduct an additional cleaning. Final payment wasn't expected until I was completely pleased with the work (what a NICE feeling that a company wants me to be completely pleased with the work!). My roof looks better than it did new! It was a pleasure to work with Apex Roofing.
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Our experience with Apex was fantastic. Caleb was always available to us from the very first visit through completion. Caleb answered all our questions quickly and accurately and went above and beyond to ensure we were pleased with the … More results. We started with a roof which was missing shingles and when it rained water went everywhere. Now we have a snug roof and efficient gutters and the whole place looks clean and feels great in the rain!Excellent relationship to have and glad to have a new roof at a good price!
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After a grueling journey with getting a loan, Apex was able to schedule my new roof in just a week! The job was done beautifully, exactly as described, and their cleanup afterwards was nothing short of amazing! I would recommend Apex to … More all my friends and family. Below are after and before pics.
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We used Apex Roofing to replace our old roof that was damaged by the Pacific Northwest weather over the last 20 plus years as well as to install a much needed gutter system with covers. The Apex Roofing team did a wonderful job. They showed … More up on time, worked hard, cleaned up, and completed the project quickly per the schedule we agreed upon. Jeff Faulkner was our project manager and point of contact from start to finish for this roofing replacement gutter system install. This young man was friendly, professional and very knowledgeable and he was able to answer all our questions my wife and I had regarding the project. Jeff also went to the next level when we wanted to get our insurance involved to work around the scheduling of the insurance inspector. I will have Apex Roofing and especially Jeff help us with additional projects in the near future.
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I believe making the decision to use APEX Roofing to reroof my home was a great decision. Starting with their salesman, Nathan, and continuing on with the work of their roofers. I continued to be impressed. The process was completed on … More time and the work was quality. I'm happy to recommend their services to others who need to have their roof shingled.
